Insurance Center

Here are 10 ways to cut the cost of car insurance:

1. Up your excess: The higher your car insurance excess the lower your premium.

2. Vehicle security: Park your car it in a garage rather than on the street. Install an alarm, immobilizer or tracking device.

3. Avoid monthly payments. Pay your car insurance premium annually.

4. Third party, fire and theft. Shift down to car insurance of third party, fire and theft option, especially if you have an old car.

5. Build and protect your no-claims bonus.

6. Pay as you drive. If you’re an infrequent driver, pay-as-you-drive car insurance could be the right choice for you.

7. Never automatically renew with your current provider - many of the best deals on the market are only available to new customers.

8. Don’t jazz up your car. Cars with many accessories increase the cost of the insurance.

9. Shop around for car insurance. Compare car insurance premiums online and you’ll also get special discounts and deals that aren’t available over the phone.

10. Haggle! Haggling could save you hundreds. You could even get your existing insurer to beat rival quotes in its efforts to retain your business.